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Key Takeaways

Over the last decade or so, with the help of social media, we’ve become increasingly aware of the ongoing challenges people of color face in the United States as a direct result of systemic racism.

A study published in theInternational Journal of Environmental Research and Public Healthfound that this reality—either through actually happening or having the heightened awareness of an incident occurring—can be costly to a Black man.

Black Men Face Greater Discrimination

The UCLA study found that Black men of all income levels face more discrimination than their white counterparts.According to psychology professor and senior study co-author Vickie Mays, “Black men face constant experiences of discrimination and disappointment when they try to contribute. They are treated like criminals in a society where they often are not allowed to achieve their full potential.”

Vickie Mays, PhDBlack men face constant experiences of discrimination and disappointment when they try to contribute. They are treated like criminals in a society where they often are not allowed to achieve their full potential.

Vickie Mays, PhD

Black men face constant experiences of discrimination and disappointment when they try to contribute. They are treated like criminals in a society where they often are not allowed to achieve their full potential.

Susan Cochran, a professor of epidemiology at the Fielding School of Public Health explains, “In the United States, many people believe that higher levels of income and education provide relief against being treated differently, badly or unfairly.” She says that “structural barriers” often inhibit a Black man’s ability to take advantage of his achievements the way that a white man can.

Perceived discrimination was measured in 1,271 Black men and 372 non-Hispanic white men. They were asked questions about being followed in stores, receiving poor services, and being called names. The results show that, almost daily, Black men face microaggressions and discrimination year after year.

This is the recipe for weathering, which describes the physiological toll that this kind of adversity can lead to. Weathering puts you at an increased risk of cardiometabolic conditions like Type 2 diabetes and heart disease.

What is the Black Tax?

There are many aspects to a Black tax. The physiological toll is major, but it also extends to actual financial practices.

A 2020 MIT study found that Black families pay more as homeowners than white families. This includes higher insurance premiums and interest rates on mortgages.They may also receive lower appraisals on their homes. This was proven recently when aBlack couplehad their white friends pose as the homeowners after their house appraised at half a million less than what it was worth.

Baker also describes how successful Black people feel obligated to offer a leg up to family members who may have sacrificed to help that one person get to where they are. “Being the first to graduate college in my family meant I was the first to have a six-figure job” says Baker. “So, I understand the Black Tax. My family began to look at me as the source of funds for everything just because the perception was that I could afford it whether that was true or not.”

What Baker understands as a contributing factor is the legacy of discriminatory practices that have prevented Black families from building wealth and thus causing a wealth gap between them and white families.

Successful Blacks expect better treatment and think they deserve it but often do not get it.

It would take 228 years for Black families to obtain the same amount of wealth as white families,and redlining and the GI Bill have been major contributors. Some realtors have not been able to show houses to Black families in white neighborhoods, and banks would not lend in Black neighborhoods.

The GI Bill helped to jumpstart the wealth of over 1 million soldiers after World War II, through tuition assistance, housing allowances, and low-cost mortgages, but only 12 percent of the 1.2 million Black soldiers were able to go to college.

How to Talk to Black Friends and Family About Racism

How Do We Create Equity?

Lead study author Shervin Assari says that upward mobility may be harmful because more Black people may now be in white spaces. “Successful Blacks expect better treatment and think they deserve it but often do not get it.” However, the authors believe discrimination needs to be addressed on an institutional level before change can come about.

According to May, “Change has to come faster. Change has to be permanent. We are tired of hearing ‘wait your turn.’ Black men’s dreams have been deferred for far too long.”

What This Means for YouAccording to the study, “Developing an enhanced understanding of the drivers for high-income African American men’s cognitive appraisal of discrimination may be useful in anticipating and addressing the health impacts of that discrimination.” The study also recommends further investigation into the health and wellbeing of high-earning Black men as they strive for upward mobility.

What This Means for You

According to the study, “Developing an enhanced understanding of the drivers for high-income African American men’s cognitive appraisal of discrimination may be useful in anticipating and addressing the health impacts of that discrimination.” The study also recommends further investigation into the health and wellbeing of high-earning Black men as they strive for upward mobility.

Exploring the Mental Health Stigma in Black Communities

6 SourcesVerywell Mind uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. Read oureditorial processto learn more about how we fact-check and keep our content accurate, reliable, and trustworthy.Assari S, Cochran SD, Mays VM.Money protects white but not african american men against discrimination: comparison of african american and white men in the same geographic areas.IJERPH. 2021;18(5):2706.Geronimus AT, Hicken M, Keene D, Bound J.“Weathering” and age patterns of allostatic load scores among blacks and whites in the United States.Am J Public Health. 2006;96(5):826-833. doi:10.2105/AJPH.2004.060749The Unequal Costs of Black Homeownership.MIT Golub Center for Finance and Policy (GCFP).Hamilton, D.; Darity, W., Jr.Race, Wealth, and Intergenerational Poverty: There will never be a post-racial America if the wealth gap persists.Am. Prospect 2009, 20, A10–A12.Collins C, Asante-Muhammad D, Hoxie J, Nieves E.Report: Ever-Growing Gap.Institute for Policy Studies.Turner SE, Bound J.Closing the Gap or Widening the Divide: The Effects of the G.I. Bill and World War II on the Educational Outcomes of Black Americans.NBER.

6 Sources

Verywell Mind uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. Read oureditorial processto learn more about how we fact-check and keep our content accurate, reliable, and trustworthy.Assari S, Cochran SD, Mays VM.Money protects white but not african american men against discrimination: comparison of african american and white men in the same geographic areas.IJERPH. 2021;18(5):2706.Geronimus AT, Hicken M, Keene D, Bound J.“Weathering” and age patterns of allostatic load scores among blacks and whites in the United States.Am J Public Health. 2006;96(5):826-833. doi:10.2105/AJPH.2004.060749The Unequal Costs of Black Homeownership.MIT Golub Center for Finance and Policy (GCFP).Hamilton, D.; Darity, W., Jr.Race, Wealth, and Intergenerational Poverty: There will never be a post-racial America if the wealth gap persists.Am. Prospect 2009, 20, A10–A12.Collins C, Asante-Muhammad D, Hoxie J, Nieves E.Report: Ever-Growing Gap.Institute for Policy Studies.Turner SE, Bound J.Closing the Gap or Widening the Divide: The Effects of the G.I. Bill and World War II on the Educational Outcomes of Black Americans.NBER.

Verywell Mind uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. Read oureditorial processto learn more about how we fact-check and keep our content accurate, reliable, and trustworthy.

Assari S, Cochran SD, Mays VM.Money protects white but not african american men against discrimination: comparison of african american and white men in the same geographic areas.IJERPH. 2021;18(5):2706.Geronimus AT, Hicken M, Keene D, Bound J.“Weathering” and age patterns of allostatic load scores among blacks and whites in the United States.Am J Public Health. 2006;96(5):826-833. doi:10.2105/AJPH.2004.060749The Unequal Costs of Black Homeownership.MIT Golub Center for Finance and Policy (GCFP).Hamilton, D.; Darity, W., Jr.Race, Wealth, and Intergenerational Poverty: There will never be a post-racial America if the wealth gap persists.Am. Prospect 2009, 20, A10–A12.Collins C, Asante-Muhammad D, Hoxie J, Nieves E.Report: Ever-Growing Gap.Institute for Policy Studies.Turner SE, Bound J.Closing the Gap or Widening the Divide: The Effects of the G.I. Bill and World War II on the Educational Outcomes of Black Americans.NBER.

Assari S, Cochran SD, Mays VM.Money protects white but not african american men against discrimination: comparison of african american and white men in the same geographic areas.IJERPH. 2021;18(5):2706.

Geronimus AT, Hicken M, Keene D, Bound J.“Weathering” and age patterns of allostatic load scores among blacks and whites in the United States.Am J Public Health. 2006;96(5):826-833. doi:10.2105/AJPH.2004.060749

The Unequal Costs of Black Homeownership.MIT Golub Center for Finance and Policy (GCFP).

Hamilton, D.; Darity, W., Jr.Race, Wealth, and Intergenerational Poverty: There will never be a post-racial America if the wealth gap persists.Am. Prospect 2009, 20, A10–A12.

Collins C, Asante-Muhammad D, Hoxie J, Nieves E.Report: Ever-Growing Gap.Institute for Policy Studies.

Turner SE, Bound J.Closing the Gap or Widening the Divide: The Effects of the G.I. Bill and World War II on the Educational Outcomes of Black Americans.NBER.

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