0
VERYWELL Mind /Amelia Manley
Pros & Cons
ProsUses CBT techniquesClear focus on eight-week emotional support programsOne-on-one sessions with a therapist or coachCan choose your provider from a directory of qualified cliniciansHandouts, exercises, and other resources availableAccepts many major insurance plansOffers a user-friendly mobile appServes all 50 statesConsLacks in-depth bios for its providersNo in-person sessionsNot available to those without insuranceProvider reviews aren’t availableUnclear pricingNot as widely known as some other online therapy platformsNo medication management or psychiatryFew providers available in some areas
ProsUses CBT techniquesClear focus on eight-week emotional support programsOne-on-one sessions with a therapist or coachCan choose your provider from a directory of qualified cliniciansHandouts, exercises, and other resources availableAccepts many major insurance plansOffers a user-friendly mobile appServes all 50 states
Uses CBT techniques
Clear focus on eight-week emotional support programs
One-on-one sessions with a therapist or coach
Can choose your provider from a directory of qualified clinicians
Handouts, exercises, and other resources available
Accepts many major insurance plans
Offers a user-friendly mobile app
Serves all 50 states
ConsLacks in-depth bios for its providersNo in-person sessionsNot available to those without insuranceProvider reviews aren’t availableUnclear pricingNot as widely known as some other online therapy platformsNo medication management or psychiatryFew providers available in some areas
Lacks in-depth bios for its providers
No in-person sessions
Not available to those without insurance
Provider reviews aren’t available
Unclear pricing
Not as widely known as some other online therapy platforms
No medication management or psychiatry
Few providers available in some areas
0VERYWELL Mind /Amelia Manley
In This ArticleExpandWhat Is AbleTo?How Much Does AbleTo Cost?Navigating the AbleTo Website and AppHow Do You Sign Up for Therapy at AbleTo?How Do Therapy Sessions Work at AbleTo?Switching Therapists at AbleToQuality of Care and User SatisfactionPrivacy Policies at AbleToAbleTo vs. Its CompetitorsFinal VerdictMethodologySpecs
In This ArticleExpand
Expand
What Is AbleTo?
How Much Does AbleTo Cost?
Navigating the AbleTo Website and App
How Do You Sign Up for Therapy at AbleTo?
How Do Therapy Sessions Work at AbleTo?
Switching Therapists at AbleTo
Quality of Care and User Satisfaction
Privacy Policies at AbleTo
AbleTo vs. Its Competitors
Final Verdict
Methodology
Specs
Our Online Therapy MethodologyCurious about the extensive work we did to research and evaluate online therapy companies? Take a look at ouronline therapy methodology.
Curious about the extensive work we did to research and evaluate online therapy companies? Take a look at ouronline therapy methodology.
According to the National Alliance on Mental Illness, about one in five adults in the U.S.—52.9 million people—experiences mental illness in a given year. Yet, only around 46% of adults with a mental illness received treatment in 2020. This is largely due to the fact that accessing mental health care can be difficult. Around 155 million people live in an area with an inadequate number of mental health providers.
Aiming to bridge the gap between people seeking emotional support and those who provide it,AbleTois anonline therapyand coaching platform that offers eight-week emotional support programs. With virtual care becoming an increasingly popular option for treatment, AbleTo could be a viable solution for those on a quest to begin or continue their journey toward emotional wellness—without ever having to leave the comfort of their home.
To better understand how AbleTo works and whether it’s worth considering, we surveyed current and previous users, reached out to the company for more information, and spoke with a subject matter expert in the mental health field. I also signed up to experience one of its programs firsthand. Read on for an in-depth look at what we discovered about AbleTo and how well it addresses emotional needs.
AbleTo is a subsidiary ofUnitedHealth Group, one of the largest healthcare companies in the world. As such, it has the financial backing and resources of a major corporation. This provides the platform with additional stability, credibility, and the means to scale up its services. In addition, AbleTo holds accreditation from the Utilization Review Accreditation Commission (URAC), a non-profit organization that sets standards for the quality and safety of care in the healthcare industry.
What Services Does AbleTo Offer?
AbleTo offers eight-week emotional support programs that include access to licensed therapists and behavioral health coaches for the duration of the program. Participants can schedule virtual sessions with their provider once or twice weekly, as well as take advantage of 24/7 access to the AbleTo app for tracking progress, practicing coping skills, and learning more about emotional wellness.
The eight-week programs support participants in managing their mental health symptoms,developing healthy coping mechanisms, and improving overall well-being. The programs are tailored to meet the individual needs of each participant, with a focus on addressing the root cause of their emotional distress.
Unlike many of its competitors, AbleTo focuses on short-term programs targeting specific emotional challenges rather than long-term therapy. With such a unique approach, it’s hard to tell whether this platform delivers quality care that leads to lasting results.
Who Is AbleTo For?
AbleTo serves users across the United States struggling with mental and emotional health issues stemming from distressing life circumstances, such as the loss of a job,the death of a loved one, or a chronic physical health issue. Using cognitive behavioral therapy (CBT)—a type of psychotherapy that focuses on changing negative thought patterns and behaviors—AbleTo’s providers help address the negative thoughts and behaviors that can contribute to mental strain.
AbleTo is a viable option for those with a participating insurance plan who cannot access traditional therapy services due to geographic location, financial constraints, or scheduling conflicts. With virtual care, therapy can be accessed from anywhere, making it a more convenient and accessible option for those in need.
Common conditions that AbleTo’s programs can address include the following:
AbleTo is only available to those with a participating health insurance plan, as the company contracts with insurance providers to offer its services at an affordable rate. The cost of participation in an AbleTo program varies depending on your insurance coverage, but the company estimates that 95% of participants pay no out-of-pocket costs for their eight-week program.
During my research, I was unable to find any information on AbleTo’s billing or pricing structure outside of the company’s estimate that most participants pay nothing out-of-pocket for the programs. However, AbleTo billed my insurance $160 for the initial consultation and $125 for therapy sessions—which I paid nothing for after my insurance company processed the claims.
Owens compares AbleTo’s model to the many healthcare providers who don’t accept insurance, which creates a barrier to care for patients on the other side of the spectrum. “Either way, having a policy of ‘only this’ or ‘only that’ is bound to be negative for some part of the population no matter what,” she says.
Some participating health plans include:
Even with insurance coverage, potential AbleTo users may have to pay an out-of-pocket copay, coinsurance, or deductible to access the programs. Our survey of AbleTo users indicates that the cost of therapy with AbleTo varies widely, with 25% of participants reporting services as not very affordable or not at all affordable.
Does AbleTo Offer Discounts?
Since AbleTo only works with insurance, there are no available discounts for their services.
The AbleTo website is clean and easy to navigate, with clear instructions on how to get started with the company’s programs. Of the users we surveyed, 62% had an overall positive experience while using the site to sign up and progress through the program.
Once on the homepage, you can click the “Learn more” button to begin enrollment. The top navigation bar contains links to the company’s approach, impact, story, and information on how its programs work. You can also log into your existing account using the “Login” button or contact customer support using the “Contact Us” button—both located at the upper right-hand corner of the screen.
As you scroll down the page, you’ll find more information on how AbleTo’s team of mental health professionals can help you transform your life using an evidence-based treatment plan. You’ll also see testimonials from past participants and outcomes from clinical studies conducted on AbleTo’s programs.
At the bottom of the page, you’ll find links to resources for health plans, employers, and therapy-seekers. There are also footer navigation links to FAQs, Careers, News, Contact, Terms of Use, Privacy Policy, Language Assistance, and Non-Discrimination Policy.
The website also has an accessibility icon in the screen’s lower right-hand corner, which takes you to a panel of accessibility features—such as font size, color contrast, spacing, and more—a welcome addition for many. As of January 2023, the website does not have a blog.
AbleTo has a relatively small social following compared to some of its competitors, with around 33,500 followers onLinkedIn, 2,000 onFacebook, 1,500 onTwitter, and under 1,000 onInstagram. The company’s activity varies, ranging from a few times each month to longer stretches of inactivity.
Does AbleTo Have an App?
AbleTo does have an app that is available for iOS and Android devices and can be downloaded free from the App Store or Google Play. Once you’ve downloaded the app, you’ll need to create an account before you can begin using it.
The app contains the same features as your private dashboard on the AbleTo website, including relaxation andmindfulnessexercises, record-keeping tools, and printable handouts that coordinate with each week’s lesson. You can also use the app to view scheduled appointments.
While convenient, the app lacks a messaging function for quick, direct communication with your therapist or customer support—which may be a drawback for some.
The sign-up process for therapy at AbleTo is quick and easy, with most of the enrollment process taking place online.
Once on the homepage, click the “Learn more” button to begin the process. You’re prompted to enter your insurance provider from the drop-down menu. If your insurance isn’t listed, you must call customer support to learn more about your coverage options.
After selecting your insurance provider, you’ll enter basic personal information—including your name and date of birth. Next, you’re asked to enter the member ID from your insurance card to confirm your coverage. Once coverage is approved (usually in seconds) and you provide contact information, a list of available providers in your area will appear.
Choosing a Therapist at AbleTo
The interface for choosing a therapist is bare-bones, with little information about each provider other than their name, gender, language, and years of experience. However, you can see which therapists are available for appointments and their schedules for the next few weeks. This allows you to choose a provider solely based on your availability.
Of the almost 20 clinician options in my home state of Indiana, I saw available times from 8:00 a.m. to 5:30 p.m. each day, including weekends. Evening options needed to be improved, with only a few offering appointments after 5:00 pm. However, the schedule spanned out about 15 days, and I was able to schedule as early as the next day.
The therapist directory lacks some filtering options available on other platforms, such as the ability to choose a therapist based on their specialty, background, or approach. There’s also no bio or picture available for the providers, which makes it difficult to get a sense of their personalities. I relied on outside research using Google and LinkedIn to learn more about each person before selecting.
Licensed clinical social workers were the only type of provider available in my area, but other states may have different offerings. I found a therapist with over a decade’s experience, based on her availability and the information I found while researching off-platform. The need for bios and pictures is a significant drawback and would have influenced my decision to move forward with a different platform.
“Without detailed bios, it’s difficult for therapy seekers to determine if any given therapist is a good fit for them,” says Owens. “Even basic information, such as the therapist’s area of expertise or a photo of the provider, is important when choosing a therapist, as these things provide insight into the therapist’s identity (which can be especially helpful to therapy seekers who belong to marginalized communities and need a therapist with a similar background) and what the therapy process will be like.”
I scheduled my first hour-long phone appointment with my new therapist for the following day with the click of a button. After confirming your appointment, you create a password for your private portal—where you’ll access all your resources and weekly content. You can log in using the browser or app on your phone or computer.
Messaging Your Therapist
Unlike some other online therapy platforms, AbleTo doesn’t have a messaging feature allowing you to contact your therapist outside your weekly appointment. This may be a drawback for some users who prefer frequent communication with their providers. Depending on your provider, contact outside of weekly sessions may be possible via email, but this will vary.
During my program, I received a message from my therapist using Virtru, a secure email service that allows you to encrypt messages. After opening the email and clicking the link, I could read my therapist’s message. This process was cumbersome, but I appreciated the extra level of security for sensitive information.
Video Sessions
While my sessions took place over the phone, AbleTo also offers video sessions for those who prefer face-to-face interaction. I didn’t have the opportunity to test this feature, as availability depends on the therapist’s preferences. You must sign a consent before your first video session.
Audio Sessions
My audio sessions lasted between 45 and 60 minutes. Each week on my scheduled day and time, I received a call from my provider. We used the phone to conduct our sessions, but I could use the app or website to follow along with the session content.
I appreciated being able to log into my account to visualize the list of topics we covered during each session and access any resources my therapist recommended—such as printables for tracking symptoms and monitoringmoodsandtriggers.
The audio quality was clear, and I experienced no connection issues during the sessions. At the start of each session, my therapist verified I was in a safe and private location before diving into the week’s content. I felt comfortable enough to have a typical conversation with her, even though we weren’t in the same room.
What Happens If I Miss a Session at AbleTo?
The company’srescheduling and cancellation policystates that missing more than two consecutive sessions results in the cancellation of your next appointment. Your program may be paused, reviewed, and potentially terminated if you continually miss appointments.
If you need to cancel or reschedule a session, you can do so from the email confirmation with 24 hours' notice. After clicking on the reschedule link, you’re directed to a page asking for additional information on when you would like to reschedule. After submitting the request, your therapist must approve the change before it’s finalized.
Overall, the process of rescheduling an appointment could be more user-friendly. A calendar feature to select a new date and time would be helpful, rather than having to type out the request and wait for approval.
Pausing or Canceling Therapy at AbleTo
Unfortunately, the online portal only offers a way to pause or cancel your service with assistance. Pausing or canceling your remaining therapy sessions requires customer service approval via email or phone.
I contacted customer service to cancel via email, and the representative I spoke with was very friendly and helpful. After my initial outreach, I received a follow-up email confirming she had requested the cancellation on my behalf. Later that day, I received a phone call and secured message from my provider asking to confirm my decision to cancel. After speaking with my provider to verify, she canceled the remainder of our sessions.
Overall, the process was relatively straightforward. My therapist was understanding and didn’t try to pressure me into continuing my service. However, I wish there was an easier way to cancel without having to physically contact customer service—such as a cancel button on the online portal.
In our user survey to assess patient satisfaction, 99% rated AbleTo as good to excellent overall. Sixty-five percent of users said their therapist met all their needs, while another 32% said their therapist had mostly met their needs. Ninety-eight percent of users rated their therapist’s qualifications as good to excellent.
Eighty-three percent of AbleTo users also said they would use the platform again in the future if they needed a new therapist, based on their previous experience with the company.
Overall, user satisfaction with AbleTo is average compared to other online therapy providers. The company’s lack of transparency is concerning, however, as it’s difficult to get a clear picture of the quality of care you can expect based on its website alone. There’s minimal information available on provider qualifications, program specifics, and other factors that impact user experience.
“For short-term, outcome-based treatment, eight weeks might be sufficient, but generally, programs like this last twelve or sixteen weeks—up to twice as much as what AbleTo promises,” Owens says. These extended programs give therapists more time to uncover the root cause of the therapy seeker’s problem and develop a more comprehensive treatment plan.
Unfortunately, AbleTo didn’t answer our company questionnaire, so we cannot provide specific insights from the company itself. I was also unable to find AbleTo therapists or coaches willing to speak with me about their experience working for the company. However, according toIndeed, employees rate AbleTo 3.5 out of 5 stars, with the lowest scores for job security and advancements.
That said, I was pleasantly surprised with the program and the quality of care I received from my provider. I was initially skeptical after combing through the website, but my experience overall was positive. I appreciate how quickly the customer service team responded to my requests, and the therapist I spoke with was knowledgeable and patient. However, AbleTo’s short-term focus makes it a less-than-ideal solution for those with long-term mental health issues.
AbleTo’sprivacy policyandterms of useare available on the website. The privacy policy outlines how personal information is collected, used, and shared. It also explains the steps taken to protect user data. Of note, the policy states personal information may be shared with third-party service providers, such as insurance companies and businesses providing services to AbleTo (e.g., third-party email management and software providers).
Overall, AbleTo’s policies are relatively standard. Still, it’s worth noting that personal information may be shared with third-party service providers.
AbleTo’s programs use CBT techniques as its primary form of treatment. This is similar to other online therapy providers, such asOnline-Therapy.com—a virtual therapy provider that offers CBT-based programs for those experiencing anger, anxiety, depression, relationship problems, and more.
Like AbleTo, Online-Therapy.com offers weekly and twice-weekly session options. However, Online-Therapy.com uses a subscription-based model and does not accept insurance. Users pay a set monthly fee (between $160 and $320) for access to the therapy program. In contrast, AbleTo’s programs require insurance, and costs vary depending on the user’s insurance plan.
Unlike AbleTo, providers listed on Grow Therapy have a detailed bio and picture on their profile—allowing users to learn more about the therapist before connecting. However, satisfaction ratings were slightly lower for Grow Therapy, with 96% of users rating their experience as good to excellent overall.
While AbleTo received a high overall user rating, it wasn’t the only company we surveyed with a high score. Teladoc, for example, also has a 99% positive user satisfaction rating, as does Doctor on Demand.
Selecting a provider, rescheduling, and canceling service could be more streamlined. Additionally, more detailed information on providers (such as their background information and areas of expertise) would be helpful. The website also needs more detailed information on its programs, such as the requirements and expectations of each.
Overall, I would recommend AbleTo to a specific audience—namely, those looking for an insurance-covered, short-term approach to therapy. It’s a good option if you have clear goals in mind and prefer a structured plan of treatment for situational or temporary concerns. For those looking for a longer-term approach to therapy or for more personalized, interactive features—such as unlimited messaging—AbleTo may not be the best choice.
Specifically, we evaluated each company on the following factors: website usability, the sign-up and therapist matching processes, therapist qualifications, types of therapy offered, the service’s quality of care, client-therapist communication options, session length, subscription offerings, client privacy protections, average cost and value for money, whether it accepts insurance, how easy it is to change therapists, overall user satisfaction, and the likelihood that clients would recommend them.
We also signed up for the companies in order to get a sense of how this process worked, how easy to use the platform is, and how therapy takes place at the company. Then, we worked with three subject matter experts to get their expert analysis on how suited this company is to provide quality care to therapy seekers.
1 Source
Verywell Mind uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. Read oureditorial processto learn more about how we fact-check and keep our content accurate, reliable, and trustworthy.
Ally Hirschlag
andSimone Scully
Simone Scully
Meet Our Review Board
Share Feedback
Was this page helpful?Thanks for your feedback!What is your feedback?HelpfulReport an ErrorOtherSubmit
Was this page helpful?
Thanks for your feedback!
What is your feedback?HelpfulReport an ErrorOtherSubmit
What is your feedback?
